Stamp Duty on $300,000 in New South Wales
Standard buyer
$8,745
2.92% effective rate
First home buyer
$0
Saves $8,745
Foreign buyer
$32,745
Includes surcharge
Transfer Duty breakdown: $300,000 in New South Wales
| Buyer type | Base duty | Adjustment | Total duty |
|---|---|---|---|
| Standard (owner-occupier/investor) | $8,745 | — | $8,745 |
| First home buyer (established) | $8,745 | −$8,745 | $0 |
| First home buyer (new build) | $8,745 | −$8,745 | $0 |
| Foreign purchaser | $8,745 | +$24,000 | $32,745 |
FY2025-26 rates. Verify with your state revenue office before proceeding.
Frequently asked questions
How much stamp duty on $300,000 in New South Wales?
A standard owner-occupier or investor pays $8,745 in transfer duty on a $300,000 property in New South Wales (FY2025-26). This is an effective rate of 2.92%.
Do first home buyers pay stamp duty on $300,000 in New South Wales?
Yes, but with a concession. First home buyers purchasing an established home at $300,000 in New South Wales pay $0, a saving of $8,745 compared to the standard rate. First Home Buyer Assistance Scheme. Full exemption on new homes ≤ $800k and existing ≤ $650k. Concessional relief up to $1M (new) / $800k (existing).
What is the total upfront cost for a $300,000 property in New South Wales?
For a standard buyer, the total upfront cost (purchase price + transfer duty) is $308,745. This does not include conveyancing fees, building inspection, or mortgage costs.