Stamp Duty Calculator: New South Wales
Transfer Duty rates for New South Wales, FY2025-26. Includes first home buyer concessions and foreign purchaser surcharge.
Transfer Duty by property value in New South Wales
At 15,000 km/yr. Standard owner-occupier vs first home buyer (established home).
| Property value | Standard duty | Effective rate | FHB duty |
|---|---|---|---|
| $300,000 | $8,745 | 2.92% | $0 |
| $400,000 | $12,735 | 3.18% | $0 |
| $500,000 | $17,235 | 3.45% | $0 |
| $600,000 | $21,735 | 3.62% | $0 |
| $700,000 | $26,235 | 3.75% | $8,745 |
| $750,000 | $28,485 | 3.80% | $18,990 |
| $800,000 | $30,735 | 3.84% | $30,735 |
| $900,000 | $35,235 | 3.91% | — |
| $1,000,000 | $39,735 | 3.97% | — |
| $1,250,000 | $51,805 | 4.14% | — |
| $1,500,000 | $65,555 | 4.37% | — |
| $1,750,000 | $79,305 | 4.53% | — |
| $2,000,000 | $93,055 | 4.65% | — |
| $3,000,000 | $148,055 | 4.94% | — |
Frequently asked questions
How much is stamp duty on a $600,000 property in New South Wales?
A standard buyer pays approximately $21,735 in transfer duty on a $600,000 property in New South Wales (FY2025-26 rates).
Do first home buyers pay stamp duty in New South Wales?
First home buyers pay no stamp duty in New South Wales on properties up to certain thresholds. At $600,000, First Home Buyer Assistance Scheme. Full exemption on new homes ≤ $800k and existing ≤ $650k. Concessional relief up to $1M (new) / $800k (existing)..
How is transfer duty calculated in New South Wales?
New South Wales uses a progressive bracket system. Duty on a $750,000 property is approximately $28,485. Use the calculator above for any property value.