Stamp Duty on $400,000 in South Australia
Standard buyer
$16,330
4.08% effective rate
First home buyer
$16,330
No concession at this price
Foreign buyer
$44,330
Includes surcharge
Stamp Duty breakdown: $400,000 in South Australia
| Buyer type | Base duty | Adjustment | Total duty |
|---|---|---|---|
| Standard (owner-occupier/investor) | $16,330 | — | $16,330 |
| First home buyer (established) | $16,330 | — | $16,330 |
| First home buyer (new build) | $16,330 | — | $16,330 |
| Foreign purchaser | $16,330 | +$28,000 | $44,330 |
FY2025-26 rates. Verify with your state revenue office before proceeding.
Frequently asked questions
How much stamp duty on $400,000 in South Australia?
A standard owner-occupier or investor pays $16,330 in stamp duty on a $400,000 property in South Australia (FY2025-26). This is an effective rate of 4.08%.
Do first home buyers pay stamp duty on $400,000 in South Australia?
First home buyers in South Australia do not receive a stamp duty concession at $400,000. The standard rate of $16,330 applies. Most concessions in South Australia cut off below this price point.
What is the total upfront cost for a $400,000 property in South Australia?
For a standard buyer, the total upfront cost (purchase price + stamp duty) is $416,330. This does not include conveyancing fees, building inspection, or mortgage costs.