Stamp Duty on $400,000 in Queensland
Standard buyer
$12,425
3.11% effective rate
First home buyer
$0
Saves $12,425
Foreign buyer
$40,425
Includes surcharge
Transfer Duty breakdown: $400,000 in Queensland
| Buyer type | Base duty | Adjustment | Total duty |
|---|---|---|---|
| Standard (owner-occupier/investor) | $12,425 | — | $12,425 |
| First home buyer (established) | $12,425 | −$12,425 | $0 |
| First home buyer (new build) | $12,425 | −$12,425 | $0 |
| Foreign purchaser | $12,425 | +$28,000 | $40,425 |
FY2025-26 rates. Verify with your state revenue office before proceeding.
Frequently asked questions
How much stamp duty on $400,000 in Queensland?
A standard owner-occupier or investor pays $12,425 in transfer duty on a $400,000 property in Queensland (FY2025-26). This is an effective rate of 3.11%.
Do first home buyers pay stamp duty on $400,000 in Queensland?
Yes, but with a concession. First home buyers purchasing an established home at $400,000 in Queensland pay $0, a saving of $12,425 compared to the standard rate. First Home Concession: nil duty on homes ≤ $550k. No graduated relief above $550k.
What is the total upfront cost for a $400,000 property in Queensland?
For a standard buyer, the total upfront cost (purchase price + transfer duty) is $412,425. This does not include conveyancing fees, building inspection, or mortgage costs.