Stamp Duty on $500,000 in Queensland
Standard buyer
$15,925
3.19% effective rate
First home buyer
$0
Saves $15,925
Foreign buyer
$50,925
Includes surcharge
Transfer Duty breakdown: $500,000 in Queensland
| Buyer type | Base duty | Adjustment | Total duty |
|---|---|---|---|
| Standard (owner-occupier/investor) | $15,925 | — | $15,925 |
| First home buyer (established) | $15,925 | −$15,925 | $0 |
| First home buyer (new build) | $15,925 | −$15,925 | $0 |
| Foreign purchaser | $15,925 | +$35,000 | $50,925 |
FY2025-26 rates. Verify with your state revenue office before proceeding.
Frequently asked questions
How much stamp duty on $500,000 in Queensland?
A standard owner-occupier or investor pays $15,925 in transfer duty on a $500,000 property in Queensland (FY2025-26). This is an effective rate of 3.19%.
Do first home buyers pay stamp duty on $500,000 in Queensland?
Yes, but with a concession. First home buyers purchasing an established home at $500,000 in Queensland pay $0, a saving of $15,925 compared to the standard rate. First Home Concession: nil duty on homes ≤ $550k. No graduated relief above $550k.
What is the total upfront cost for a $500,000 property in Queensland?
For a standard buyer, the total upfront cost (purchase price + transfer duty) is $515,925. This does not include conveyancing fees, building inspection, or mortgage costs.