Stamp Duty on $500,000 in Australian Capital Territory
Standard buyer
$15,500
3.10% effective rate
First home buyer
$0
Saves $15,500
Foreign buyer
$50,500
Includes surcharge
Conveyance Duty breakdown: $500,000 in Australian Capital Territory
| Buyer type | Base duty | Adjustment | Total duty |
|---|---|---|---|
| Standard (owner-occupier/investor) | $15,500 | — | $15,500 |
| First home buyer (established) | $15,500 | −$15,500 | $0 |
| First home buyer (new build) | $15,500 | −$15,500 | $0 |
| Foreign purchaser | $15,500 | +$35,000 | $50,500 |
FY2025-26 rates. Verify with your state revenue office before proceeding.
Frequently asked questions
How much stamp duty on $500,000 in Australian Capital Territory?
A standard owner-occupier or investor pays $15,500 in conveyance duty on a $500,000 property in Australian Capital Territory (FY2025-26). This is an effective rate of 3.10%.
Do first home buyers pay stamp duty on $500,000 in Australian Capital Territory?
Yes, but with a concession. First home buyers purchasing an established home at $500,000 in Australian Capital Territory pay $0, a saving of $15,500 compared to the standard rate. Home Buyer Concession Scheme: nil duty for eligible buyers on properties ≤ $1M. Income-tested (individual < $160k, couple < $200k). Verify eligibility with ACT Revenue Office.
What is the total upfront cost for a $500,000 property in Australian Capital Territory?
For a standard buyer, the total upfront cost (purchase price + conveyance duty) is $515,500. This does not include conveyancing fees, building inspection, or mortgage costs.